Learn more about Courses and the requirements, fees and other details.
Ask Questions to get an education expert’s advice immediately.
Get the latest information about education news, tips and career opportunities.
Find out information about different Institutions and apply to them directly.
A link will be sent via e-mail to initiate password reset. Please check your inbox.
If you have not received it, Seconds, please click here.
If you have not received it, please click here.
You have reached your password reset limit for today. Please check your spam folder, retry tomorrow or contact us now
A One Time Password (OTP) has been sent to your number at Update Phone Number
Skip Now
Back
Want to change your mobile number? Update Mobile Number
Didn’t get a call from us? Retry now Want to change your mobile number? Update mobile number
Want to change your mobile number? Update mobile number
We have saved your mobile number successfully! You may retry tomorrow.
Your IVR verification call has been initiated.
Visit the International Students section on our website to find out the latest news and everything you need to know about studying in Malaysia.
Published by Afterschool.my on Oct 15, 2021, 09:42 am
PTPTN is no longer blacklisting applicants who fail to repay the loan in a timely manner. Previously, those who failed to pay on time were automatically blacklisted. However, this new government policy change is the reason why many people are choosing PTPTN loans over other loans.
On top of that, PTPTN loans also have lower eligibility requirements set and it is easier to get loan approval compared to other education loans. On the other hand, if you are looking to apply for a scholarship, the competition is intense and you have to be one the best. Therefore, it is safe to say that PTPTN has remained as the most popular education loan among students from various socio-economic backgrounds.
Although the PTPTN application has quite the reputation for easy approval, you should be aware that the loan can also be withdrawn or cancelled at any time. Do you want to know why PTPTN loans are revoked or cancelled? Keep reading this article to find out so that you don't end up making the same mistake. There are many cases in which students had to stop their studies midway due to their loan being withdrawn.
PNG/GPA (pointer) results below 2.00
Your academic results will be the most important factor in determining whether or not you are eligible for any loans. PTPTN is no exception to this. You need to maintain a certain pointer or CGPA every semester without fail.
As a result, you must remain focused on your assignments, lectures, attendance, and examinations throughout each semester until you graduate. Be prepared to struggle and support your own studies if your pointer is less than 2.00. PTPTN will restrict or suspend your loan for the following semester almost immediately if you fail to achieve the pointer set. Refer to the table below for more information on the pointer:
Even if you re-sit for the papers the following semester and perform well, you will not be able to request for the loan money that you were supposed to receive the semester before.
Postponing Studies
Don't worry if you postpone your studies, the loan will be credited as usual every semester. Regardless of the reason, as soon as the application for deferment of studies is approved, PTPTN will automatically defer your loan payment. Loan repayment will only be made after you are confirmed to re-register for studies by the higher education institution you are enrolled in.
Suspended studies by IPT
Finally, if you are suspended by the university, the payment for the suspended semester will not be given. To find out the reasons why students are often suspended, check out our article on 7 signs you will fail at university. In the article, we have shared with you the reasons you may fail or be suspended from your studies, some of which may even seem trivial to you.
If you find this article informational, share this article with your fellow friends. For application guide and other information related to PTPTN, please refer to the list of articles below.
PTPTN Loan - A Complete Guide
PPBU vs PTPTN : Which One is Better?
Foundation Programmes in IPTS Eligible for PTPTN Loan
Twinning Programmes and PTPTN
When Do I Apply for PTPTN
How to Qualify for a PTPTN Loan Repayment Exemption
How To Use The New PTPTN Direct Debit System & List Of Associated Banks
8 Questions about Repaying Your PTPTN Loan
How to Check How Much You Owe PTPTN
How Much Loan Does PTPTN offer?
Afterschool.my is Malaysia’s no 1 higher education website that provides helpful information on courses, institutions and scholarships for students transitioning from secondary school to university level.
Universiti Malaya (UM) is set to open its first international branch campus, and it’s headed to Shandong, China.This historic move marks the first time a Malaysian public university will establish a physical presence in China. According to UM vice-chancellor Prof Datuk Seri Dr Noor Azuan Abu O..
Two bright young Malaysians, Athena Siow from Kuala Lumpur and Namira Lee Tzu from Kuala Terengganu, have secured places at Harvard College—the undergraduate school of Harvard University—for the Class of 2029.Known for its ultra-competitive admissions, Harvard College attracts thousands of appli..
Sometimes, the most powerful act of advocacy isn’t a grand gesture or a public campaign, it’s a quiet conversation; it’s sitting with someone in their darkest moments, offering patience when they can barely find words, and creating space where they feel safe to be vulnerable. For L..
As artificial intelligence continues to reshape industries worldwide, many young individuals are concerned about how it may impact future job prospects. However, some careers are less likely to be replaced by automation. Human creativity, empathy, and specialised knowledge are just some of the ..
With Donald Trump securing a second term in office, his policies on immigration and international relations are once again in the spotlight. While much attention has been placed on how UK universities might benefit, there are important considerations for students from Southeast Asia, including ..
Taylor’s University has made history by introducing Malaysia’s first Bachelor in Philosophy, Politics, and Economics (PPE) (Honours) programme, marking a significant milestone in the country’s higher education landscape. Inspired by the prestigious PPE programme at Oxford Universit..
The global education landscape is undergoing a significant transformation, with Asian universities rapidly gaining ground against traditional powerhouses in the United States and the United Kingdom.According to the latest QS World University Rankings by Subject 2025, institutions across Singapore, C..
Many would find 21-year-old Nigel Chuah's decision to abandon a promising career in sustainability questionable. Why leave behind a stable career path to pursue the uncertain venture of entrepreneurship in the health industry?To Nigel, this decision didn't sprout from impulse, but rather, fr..
MSU FISE students at iReX 2024, showcasing innovative projects and transformative ideas that inspire creativity and collaboration.The creative arts and hospitality programmes at Management and Science University (MSU) are built on the belief that anyone can be a great designer who offers exceptional..
Few people have seamlessly moved through industries as distinct as engineering, procurement, and pageantry as Natalie Ang has. As an Associate Consultant at Inverto (a BCG subsidiary), a former procurement specialist at Nestlé, and a Miss World Malaysia titleholder, Natalie has carved a uniqu..
Get the information first
Afterschool.my
Shares
0
17
3
Need help?
